Compliance, policies & disclosures — all on one page.

Registration details

Compliance roles

Grievances are first handled by Customer Care and escalate to the Grievance / Compliance Officer, as set out in the Escalation Matrix.

Research Analyst Administration and Supervisory Body (RAASB)

BSE Limited is presently recognised by SEBI as the Research Analyst Administration and Supervisory Body. Trading2Grow's enlistment with RAASB is recorded above; investors may verify it on the BSE RAASB portal.

Verify our registration

Investors are encouraged to verify every intermediary before paying fees:

• Check the registration number against the list of SEBI-registered Research Analysts published on the SEBI website (Intermediaries → Recognised Intermediaries → Research Analyst).
• Confirm that the entity name and registration number on this page match the certificate displayed at our office and in our research reports.
• Pay fees only through banking channels in the name of the registered entity, and keep the receipt.

Certificate display

A copy of the SEBI registration certificate is displayed at the registered office and will be embedded on this page once supplied by the client.

Registered office

Trading2Grow 109/155, Model House, Naya Gaon, Lucknow, Uttar Pradesh 226001, India

Correspondence

Regulatory

The Investor Charter and SEBI registration certificate are displayed at the registered office.

Annual compliance audit

Registration was granted on 27 May 2026, so the first annual compliance audit falls due for the financial year 2026-27 and no audit report exists yet. This table is updated by the Compliance Officer as each audit completes.

Status values used on this page: Not due, In progress, Completed — no adverse findings, Completed — observations (see action taken).

What the audit covers

• Maintenance of records of research reports and the rationale for each view
• Disclosures in research reports and on the website
• Compliance with the Advertisement Code
• KYC of fee-paying clients and record-keeping
• Handling and disclosure of investor grievances
• Conflict-of-interest management and personal-trading restrictions
• Fee collection through banking channels

Regulatory reference

The requirement to "conduct audit annually" is listed under section B of the Investor Charter. Audit reports are submitted to RAASB / SEBI in the manner prescribed.

ANNEXURE A

INVESTOR CHARTER IN RESPECT OF RAs

• To disclose, information that is material for the client to make an informed decision, including details of its business activity, disciplinary history, the terms and conditions of research services, details of associates, risks and conflicts of interest, if any
• To disclose the extent of use of Artificial Intelligence tools in providing research services
• To disclose, while distributing a third party research report, any material conflict of interest of such third party research provider or provide web address that directs a recipient to the relevant disclosures
• To disclose any conflict of interest of the activities of providing research services with other activities of the research analyst.

To distribute research reports and recommendations to the clients without discrimination.

To maintain confidentiality w.r.t publication of the research report until made available in the public domain.

To respect data privacy rights of clients and take measures to protect unauthorized use of their confidential information

To disclose the timelines for the services provided by the research analyst to clients and ensure adherence to the said timelines

To provide clear guidance and adequate caution notice to clients when providing recommendations for dealing in complex and high-risk financial products/services To treat all clients with honesty and integrity

To ensure confidentiality of information shared by clients unless such information is required to be provided in furtherance of discharging legal obligations or a client has provided specific consent to share such information.

Details of grievance redressal mechanism and how to access it

• Investor can lodge complaint/grievance against Research Analyst in the following ways:

Mode of filing the complaint with research analyst

In case of any grievance / complaint, an investor may approach the concerned Research Analyst who shall strive to redress the grievance immediately, but not

later than 21 days of the receipt of the grievance.

Mode of filing the complaint on SCORES or with Research Analyst Administration and Supervisory Body (RAASB)

• SCORES 2.0 (a web based centralized grievance redressal system of SEBI for facilitating effective grievance redressal in time-bound manner) (https://scores.sebi.gov.in)

Two level review for complaint/grievance against Research Analyst:

First review done by designated body (RAASB)

Second review done by SEBI

• Email to designated email ID of RAASB
• If the Investor is not satisfied with the resolution provided by the Market Participants, then the Investor has the option to file the complaint/ grievance on SMARTODR platform for its resolution through online conciliation or arbitration.

With regard to physical complaints, investors may send their complaints to:

• Rights of investors

Right to Privacy and Confidentiality Right to Transparent Practices Right to fair and Equitable Treatment Right to Adequate Information

Right to Initial and Continuing Disclosure

-Right to receive information about all the statutory and regulatory disclosures Right to Fair & True Advertisement

Right to Awareness about Service Parameters and Turnaround Times Right to be informed of the timelines for each service

Right to be Heard and Satisfactory Grievance Redressal Right to have timely redressal

Right to Exit from Financial product or service in accordance with the terms and conditions agreed with the research analyst

Right to receive clear guidance and caution notice when dealing in Complex and High-Risk Financial Products and Services

Additional Rights to vulnerable consumers

• Right to get access to services in a suitable manner even if differently abled Right to provide feedback on the financial products and services used Right against coercive, unfair, and one-sided clauses in financial agreements

Expectations from the investors (Responsibilities of investors)

• Always deal with SEBI registered Research Analyst.
• Ensure that the Research Analyst has a valid registration certificate.
• Check for SEBI registration number.

Please refer to the list of all SEBI registered Research Analyst which is available on SEBI website in the following link:

• Always pay attention towards disclosures made in the research reports before investing.
• Pay your Research Analyst through banking channels only and maintain duly signed receipts mentioning the details of your payments. You may make payment of fees through Centralized Fee Collection Mechanism (CeFCoM) of RAASB if research analyst has opted for the mechanism. (Applicable for fee paying clients only)
• Before buying/ selling securities or applying in public offer, check for the research recommendation provided by your Research Analyst.
• Ask all relevant questions and clear your doubts with your Research Analyst before acting on recommendation.
• Seek clarifications and guidance on research recommendations from your Research Analyst, especially if it involves complex and high risk financial products and services.

Disclosures

1. About the Research Analyst:

TRADING2GROW is a Partnership Firm registered under the Indian Partnership Act, 1932 having its registered office at 109/155, Model House, Naya Gaon, Lucknow, Uttar Pradesh, 226001, India.

TRADING2GROW was registered with SEBI as a Non-Individual vide Registration number INH000027636 on May 27, 2026, pursuant to which it provides Research Analyst services to its clients.

2. Qualification and Experience:

Mr. Vibhu Goel, Principal officer of TRADING2GROW has done Master of Business Administration from Tilak Maharashtra Vidyapeeth Pune and Mr. Saurabh Goel Compliance officer of TRADING2GROW has done Bachelor of Arts from Lucknow Christian PG College. With a strong analytical skill set, they excel in identifying investment ideas and implementing effective strategies.

3. Details of Business activities:

TRADING2GROW provides recommendations based on both fundamental and technical analysis. It also provides buy, sell and hold recommendations on Listed Stocks, Futures and Options.

4. Disciplinary History:

There are no outstanding litigations or no disciplinary history against TRADING2GROW.

5. Terms and Conditions on which Research Report is being issued:

TRADING2GROW has exercised due diligence in checking the correctness and authenticity of the information contained herein, so far as it relates to current and historical information, but does not guarantee its accuracy or completeness. The opinions expressed are based on our current research as of the date appearing in the material and may be subject to change from time to time without notice.

TRADING2GROW do not accept any liability arising from the use of this document or the information contained herein. The recipients of this material should rely on their own judgment and take their own professional advice before acting on this information.

TRADING2GROW shall not be in any way responsible for any loss or damage that may arise to any person/s from any inadvertent error in the information contained, views and opinions expressed in this publication.

6. TRADING2GROW or its associates-

• do not hold any financial interest in the Company.
• do not have any actual/beneficial ownership of more than 1% in the company.
• do not have any other material conflict of interest.

7. TRADING2GROW or its associates are not affiliated with any other intermediaries or have received any brokerage or commission from any third party.

8. TRADING2GROW or its associates have not received any compensation from the Company covered by Research Analyst during the past twelve months.

9. TRADING2GROW or its associates have not managed or co-managed public offering of securities of the Company during the past twelve months.

10. TRADING2GROW or its associates has not served as an officer, director or employee of the Company and has not been engaged in the market making activity of the Company.

11. TRADING2GROW has ensured that the facts mentioned in the research report are taken from the reliable source and information. However, the investors are advised to independently evaluate the market conditions/ risks involved before making the investment decision.

12. TRADING2GROW may use Artificial Intelligence tools for providing research services.

• TRADING2GROW is registered with SEBI as Non-Individual Research Analyst vide Registration number INH000027636 on May 27, 2026 pursuant to which it provides Research Analyst services to its clients.
• Investment in securities market is subject to market risks. Read all the related documents carefully before investing.
• Registration granted by SEBI and certification from NISM is no way guarantee performance of the intermediary or provide any assurance of returns to investors.
• We are not affiliated with any other intermediaries or receive any brokerage or commission from any third party.
• The SEBI has issued no penalties/directions under the SEBI Act or any other regulatory body.
• We do not recommend any stock broker or other intermediary to a client, nor do we receive any consideration by way of remuneration or compensation or in any other form whatsoever from the stock broker or another intermediary.
• Investment in equity shares has its own risks. Sincere efforts have been made to present the right investment perspective. The information contained herein is based on analysis and on sources that we consider reliable. We, however do not vouch for the consistency or the completeness thereof. This material is for personal information and we are not responsible for any loss incurred due to it & take no responsibility whatsoever for any financial profits or loss which may arise from the recommendations above.
• We do not provide any promise or assurance of favourable view for a particular industry or sector or business group in any manner. The investor is requested to take into consideration all the risk factors including their financial condition and suitability to risk return profile before investing.
• We or any other person related to us might be holding positions in the stocks recommended.
• The research recommendations are provided to all our clients who are entitled to receive the research reports. Any Client (Paid or Unpaid), any third party or anyone else have no rights to forward or share our calls or SMS or Reports or Any Information Provided by us to/with anyone (through any medium) which is received directly or indirectly by them. If found so, then serious legal actions can be taken.
• We ensure that the individuals employed as research analyst are separate from other employees who are performing sales trading, dealing, corporate finance advisory or any other activity that may affect the independence of our research report/recommendations. However, these individuals may receive feedback from sales or trading personnel of brokerage division to ascertain the impact of research report/recommendations.
• We also ensure that if a client wants an opinion on a specific position, such suggestion/view under any circumstances shall be considered as an opinion (not advice). We are not liable for any losses whatsoever the client may incur in accepting this opinion.
• We do not have any association in any manner with any issuer of products/securities; this ensures that there are no actual or potential conflicts of interest. This also ensures that objectivity or independence in the carrying on research services is not compromised.
• Stock trading is inherently risky, and you agree to assume complete and full responsibility for the outcomes of all trading decisions that you make.
• Unlike an actual performance record, simulated results do not represent actual trading. No representation is being made that any account will or is likely to achieve profits or losses similar to those shown.
• You, and not us, assume the entire cost and risk of any trading you choose to undertake. You are solely responsible for making your own investment decisions. If you choose to engage in transactions with or without seeking advice from a licensed and qualified financial advisor or entity, then such decision and any consequences flowing therefrom are your sole responsibility. We or any employees are in no way liable for the use of the information by others in investing or trading in investment vehicles.
• We also encourage all investors to use the services as a resource to further their own research on all featured companies, stocks, sectors, markets and information presented on the site.
• Everything posted on social media (Twitter/Facebook/YouTube channel) is for education / illustration purposes and should not be counted as recommendations or investment advice.

Timelines and escalation routes follow the Investor Charter for Research Analysts (SEBI circular dated 02 June 2025). Contact details are those supplied by the client on 23 August 2026. Pending compliance-adviser sign-off.

How to raise a grievance

Step 1 — Contact Trading2Grow

Write to our grievance desk with your registered e-mail address, subscription reference (if any) and a clear description of the issue.

You will receive an acknowledgement with a reference number. We strive to redress every grievance immediately, and in any case not later than 21 days from receipt, as required by the Investor Charter.

Step 2 — Escalate within the firm

If you are not satisfied with the first response, escalate to the Compliance Officer and then to the Principal Officer using the Escalation Matrix.

Step 3 — SEBI SCORES 2.0

If the grievance is not resolved to your satisfaction within 21 days, you may lodge a complaint on SEBI's centralised web-based grievance redressal system, SCORES 2.0, at https://scores.sebi.gov.in. Complaints against Research Analysts receive a two-level review: first by the designated body (RAASB — BSE Limited) and then by SEBI. You may also e-mail the designated e-mail ID of RAASB.

Step 4 — SMART ODR

If you are not satisfied with the resolution provided through the above process, you may initiate online conciliation or arbitration through the SMART ODR platform at https://smartodr.in.

Physical complaints to SEBI

Office of Investor Assistance and Education, Securities and Exchange Board of India, SEBI Bhavan, Plot No. C4-A, 'G' Block, Bandra-Kurla Complex, Bandra (E), Mumbai - 400 051

What we record

For every grievance we record the date received, the category, the actions taken, the date of resolution and the resolution time. Aggregate figures are published monthly on the Complaint Data page.

Contact form versus complaint

General enquiries through the Contact page are handled by the research desk and are not treated as formal complaints. To lodge a formal complaint that enters the regulatory timeline, please use the grievance e-mail or the portal complaint form.

Grievance Redressal / Escalation Matrix

If you have a grievance, you can reach out to our Support Team for assistance.

The abovementioned details would facilitate the complainants to approach the concerned RA before filing complaint to SEBI. For more details go to: -

https://www.bseindia.com/markets/MarketInfo/DispNewNoticesCirculars.aspx?page=20241209-41

We aim to resolve all grievances within 21 working days from the date of receipt.

If your grievance is not resolved within this timeframe, you can escalate it to SEBI’s SCORES Platform (SEBI Complaints Redress System).

SCORES Portal: scores.sebi.gov.in.

In case you are unsatisfied with the resolution provided through our support or the SCORES platform, you can access the Online Dispute Resolution (ODR) Portal.

ODR Portal: smartodr.in.

Complaint statistics are disclosed in the format prescribed by Annexure B of SEBI circular SEBI/HO/MIRSD/MIRSD-PoD/P/CIR/2025/81 dated 02 June 2025. Data is updated latest by the 7th of the succeeding month. The tables below currently show zero complaints; the Compliance Officer is responsible for updating them monthly.

Data for the month ending — Sep 2026

Number of complaints received during month against the RA due to impersonation by some other entity: 0

Note: In case of any complaints received against the RA due to impersonation of the RA by some other entity, the RA may adjust the number of such complaints from total number of received/resolved complaints while preparing the above table. Further, RA must close such impersonation related complaints after following the due process as specified by SEBI/RAASB.

* Inclusive of complaints of previous months resolved in the current month.

# Inclusive of complaints pending as on the last day of the month.

^ Average Resolution time is the sum total of time taken to resolve each complaint, in days, in the current month divided by total number of complaints resolved in the current month.

Trend of monthly disposal of complaints

* Inclusive of complaints of previous months resolved in the current month.

# Inclusive of complaints pending as on the last day of the month.

Trend of annual disposal of complaints

* Inclusive of complaints of previous years resolved in the current year.

# Inclusive of complaints pending as on the last day of the year.

To raise a grievance, see Redressal of Grievance. Unresolved grievances may be lodged on SEBI SCORES or SMART ODR.

1. Parties

These terms apply between Trading2Grow (SEBI Registration No. INH000027636, the "Research Analyst") and the person who subscribes to research services through this website (the "Client").

2. Nature and scope of services

• The Research Analyst provides research services only: time-cycle research notes, cycle-date calendars, premium indicator outputs and alerts on the instruments listed on the Services page.
• Research is general in nature and not tailored to the Client's financial situation. It does not constitute investment advice, portfolio management or execution services.
• The research universe, delivery channels and service timelines may be revised with notice on the website.

3. Fees and payment

4. Validity and renewal

Services are valid for the plan period from the date of activation. Renewal is not automatic; the Client chooses whether to renew before expiry. Access to premium content ends when the entitlement lapses.

5. KYC

Fee-paying clients must complete KYC (automatic verification through PAN or Aadhaar) before a subscription can be activated. Aadhaar numbers are not collected or stored by the platform; verification is performed by an authorised KYC provider.

6. Client obligations

• Use research for personal purposes only; do not redistribute, resell or publish it.
• Keep login credentials secure.
• Do not share trading, demat or bank credentials with the Research Analyst — we will never ask for them.
• Read the disclosures and risk warnings accompanying each research note.

7. Research Analyst obligations

• Publish research with diligence and without discrimination among entitled clients.
• Disclose conflicts of interest and the extent of use of automation / AI tools.
• Maintain confidentiality of client information.
• Redress grievances within 21 days.

8. Termination

• The Client may stop availing services at any time; refunds, if any, are governed by the Refund Policy.
• The Research Analyst may suspend or terminate services for breach of these terms, misuse of research, suspected fraud, or where required by law or regulation.

9. Grievances

See Redressal of Grievance and the Escalation Matrix.

10. Governing law

These terms are governed by the laws of India. As set out in the Terms and Conditions, disputes are subject to arbitration at Lucknow, Uttar Pradesh, India under the Arbitration and Conciliation Act, 1996, conducted in English, and to the exclusive jurisdiction of the courts at Lucknow, Uttar Pradesh, India — without prejudice to the SEBI grievance and Online Dispute Resolution framework described in Redressal of Grievance.

11. Standard disclaimer

Investment in securities market are subject to market risks. Read all the related documents carefully before investing. Registration granted by SEBI and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

Terms and Conditions by Trading2Grow

Appointment and Acknowledgement

Trading2Grow is SEBI-registered Research Analyst (Reg. No. SEBI Reg. No. INH000027636) & BSE enlistment (No. 7259). The registered office address of 109/155, Model House, Naya Gaon, LUCKNOW, UTTAR PRADESH, 226001. The client hereby appoints Trading2Grow to provide research recommendations entirely at the client’s own risk, as per the terms outlined in this agreement. By availing of our services, the client confirms they have read, understood, and agreed to the terms and conditions, including the fee structure and payment mechanisms associated with the services provided.

Scope of Services

• Trading2Grow acts solely as a research analyst and does not manage funds or securities on behalf of clients. The only funds received from clients are those necessary for the delivery of research services.
• The services rendered are strictly in compliance with SEBI (Research Analysts) Regulations, 2014.
• No guaranteed or assured return services are offered. The performance of research recommendations depends entirely on market conditions.
• Registration granted by SEBI and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

Client Responsibilities and Risks

The client agrees to assume full responsibility for the risks associated with investments in equity market, including but not limited to:

• Investments in equities, derivatives, mutual funds, and exchange-traded funds (ETFs) are subject to market risks. Past performance is not indicative of future results. Before acting on any research recommendation, investors should consider whether it is suitable for their particular circumstances and, if necessary, seek an independent professional advice.
• There is no assurance that investment strategies will achieve their objectives due to market risks.
• Research recommendations may not always result in profits due to market volatility or unforeseen circumstances.
• Trading2Grow is not liable for any losses incurred due to market fluctuations or the client’s reliance on our research recommendations.

Liabilities and Indemnification

• Trading2Grow/employees/associates is not responsible for any depletion in asset value arising from market volatility, non-performance of securities, or any other market-related conditions.
• Trading2Grow/employees/associates will not be liable for any losses arising from actions taken in good faith or based on prudent research practices under prevailing circumstances.
• Trading2Grow shall not be held liable for any legal action, prosecution, or claim for damages arising from any act performed in good faith or with the intent of complying with the Securities and Exchange Board of India (Research Analysts) Regulations, 2014.

Code of Conduct

• Subscribers are required to provide accurate and complete information during the onboarding process. Any inaccuracies, omissions, or misrepresentations in the submitted information will be solely the responsibility of the subscriber.
• Submission of PAN Card Details

By submitting your PAN card details, you hereby confirm that the details provided are accurate and complete to the best of your knowledge.

You represent and warrant that you are the lawful owner of the PAN card and are authorized to provide such information.

Trading2Grow shall not be held liable for any delays, errors, or consequences arising from the submission of inaccurate or incomplete PAN card details.

• Susbcribers accept full responsibility for the accuracy and completeness of all information submitted to Trading2Grow, including but not limited to PAN card details and any other required documentation.
• Trading2Grow expressly disclaims any responsibility or liability for issues arising due to inaccurate, incomplete, or misleading information provided by the customer.

Dispute Resolution

Any disputes or claims arising between the client and Trading2Grow shall be resolved in accordance with the Arbitration and Conciliation Act, 1996. Arbitration proceedings will be conducted in Lucknow, Uttar Pradesh, India, and the language of arbitration will be English.

Force Majeure

Trading2Grow/employees/associates shall not be held liable for any loss, damages, or delays caused by external factors such as acts of God, civil or military actions, natural calamities, power or communication failures, or other circumstances beyond its control.

Communication and Recommendations

• Trading2Grow will not be held responsible if the client acts on research recommendations received from unauthorized sources and or any other channel impersonating our name on any social media/public domain.

Compliance and Refund Policy

Trading2Grow adheres to SEBI regulations and adjusts practices as necessary to comply with regulatory changes.

Terms & Conditions of Refunds

Refunds may be issued only under exceptional circumstances and at the sole discretion of Trading2Grow.

Refunds are subject to compliance with regulatory norms.

Any refunded amount will be subject to applicable handling charges and taxes.

Processing Timeline: Refund requests may take up to 15 working days to process.

Confidentiality and Security

• All research reports, recommendations, and related information are strictly confidential and are exclusively published for the paid subscribers only. Unauthorized sharing of such information will result in legal action and immediate termination of services without refund.
• Trading2Grow does not handle or manage client Demat or trading accounts. Clients are strictly advised not to share sensitive credentials such as User IDs, passwords, or OTPs with any employee or any of its associates.

Payment Terms

• All payments must be made to the official account details provided on the Trading2Grow website and its appointed SaaS partner. Under no circumstances should payments be made to any other accounts.

Client Notifications

By subscribing to our services, the client consents to receive notifications, newsletters, promotional content, and research reports via email, SMS or WhatsApp.

Legal Jurisdiction

This agreement shall be governed by and construed in accordance with the laws of India. Any legal disputes shall be subject to the exclusive jurisdiction of the courts in Lucknow, Uttar Pradesh, India.

Amendments

Trading2Grow reserves the right to amend these terms and conditions without prior notice to clients. The latest version will always be available on our official website.

Acceptance of Terms

By subscribing to Trading2Grow’ services, the client acknowledges their agreement to these terms and conditions, affirming their consent with full understanding and free will.

Trading2Grow is committed to providing transparent, reliable, and efficient services to its clients. By using the services of Trading2Grow, you acknowledge and agree to the above terms and conditions. Please read them carefully. If you do not agree to these terms, DO NOT SUBSCRIBE TO THE SERVICES OF Trading2Grow.

AGREEMENT TO TERMS

These general terms and conditions constitute a legally binding agreement made between you, whether personally or on behalf of an entity (“user or you”) and Trading2Grow (“Trading2Grow” “we,” “us” or “our”), concerning your access to and use of the trading2grow.com (“Website”)

INTRODUCTION

By accessing the website, you have read, understood, and agree to be legally bound by all of these terms and conditions set forth governing your use of this website. The Terms and Conditions shall apply to all services, programs, information and products that you may use or otherwise access from time to time through the Website. By accessing the Website and any pages hereof, you are indicating that you have read, acknowledge and agree to be bound by the Terms and Conditions. The “Last updated” date of these Terms and Conditions will inform you about any changes or modifications and you waive the right to receive any specific notice of such changes. It is your responsibility to periodically review these Terms and Conditions to stay informed of updates. You will be subject to and will be deemed to have been made aware of and to have accepted, the changes in any revised Terms and Conditions by your continued use of the Website after the date such revised Terms and Conditions are posted. Trading2Grow further expects you to further read and understand the other Website policies, which would be treated as a part of this Agreement before using the services offered by us.

CONTACT INFORMATION

If you have any questions or concerns with respect to the Terms and Conditions or the Website you may contact a representative of Trading2Grow by sending us an e-mail at support@trading2grow.com

USER REPRESENTATIONS

By using the Website, you represent and warrant that:

• All the registration information including your KYC Details you submit will be true, accurate, current, and complete;
• You agree to comply with these terms and conditions;
• You are be above the age of 18.
• You are not a minor in the jurisdiction in which you reside, [or if a minor, you have received parental permission to use the Website];
• You will not access the Website through automated or non-human means, whether through a bot, script or otherwise;
• You will not use the Website for any illegal or unauthorized purpose;
• Your use of the Website will not violate any applicable law or regulation.
• If you provide any information that is untrue, inaccurate, not current, or incomplete, we have the right to suspend or terminate your account and refuse any and all current or future use of the Website (or any portion thereof).
• You will maintain the accuracy of such information and promptly update such registration information as necessary and required;

USER REGISTERATION

It is required that you be registered on the Website and establish guidelines for keeping your password secure and being solely liable for any actions taken using your account and password. Not authorized usage of the services is illegal. If such factors, in our sole discretion, render inappropriate or obscene or otherwise unwanted the username we will have the right to delete or claim or alter a username of your choosing. Thus, whenever one registers on this Website, his or her data will be automatically entered in our database which will source our records and may be used for sending out emails or newsletters etc, on subscription. When changes, including but not limited to, personal information are made, please do contact us at the contact information provided herewithin.

WEBSITE CONTENT

The Website does not allow such material and information to be copy, transmitted, modify or make any other use of it except for the non-commercial and private purposes. Trading2Grow Advisors’ information may change from time to time, and such changes may involve the addition of new materials or information or the modification or withdrawal of previously contained materials or information. These Terms and Conditions are not progressive and mobile rights to access, use or benefit from the information resources and services are not granted. All Information which has not be particularly declared so, will rest with the Trading2Grow. The fair value of the information and material available is on the improvement, but they cannot guarantee that this is going to happen on the completion. The material and information contained on this web site does not constitute an offer or a solicitation to purchase or sell or any other investment services or giving of investment advice or investment in or relating to any jurisdiction. Investment services are subject to market risks. User shall be responsible for such reliance, or use, or otherwise adopts such information at such person’s own risk. Certain website services may allow users of clients free or for a fee, usage of secured internet for Trading2Grow.

This access or use of the Website may be terminated for any reason or where it believes that the User has not acted in accordance with the Terms and Condition and other policies of this Website.

INTELLECTUAL PROPERTY RIGHTS

This Website is owned exclusively by Trading2Grow. All the copyright, trademark, patent rights as well as interests of the content on the Websites or the design, marks, trade names, the addresses of the websites or any other thing that is on the websites are exclusively owned by Trading2Grow or their licensors and are copyright protected. The Website and the content are governed by the Indian laws, and belong to Trading2Grow or its partners, affiliates or other contributors. Without appropriate prior written authorization from Trading2Grow, no information or materials available on the Website, including software, may be used in any way, such as copying, removing, or recording it in any form by any method or reproduction. If you grab any information or materials or any content published on this Website, consent not to copy, obscure or modify the content in any way. All the trademarks, service marks, copyrights, logos, designs, registered or otherwise, which are on this Website are the property of Trading2Grow. We will not allow you to use or display any of our service marks, trademarks, logos or designs that belong to Trading2Grow or its affiliates without written permission to do so.

Every violation or infringement shall be vigorously defended against and enforced to the maximum extent permitted by law.

PURCHASES AND PAYMENT

We accept the following forms of payment: Credit Card, Debit Card, Net banking, UPI. You agree to provide current, complete, and accurate purchase and account information for all purchases made via the Website.

You further agree to promptly update account and payment information, including email address, payment method, and payment card expiration date, so that we can complete your transactions and contact you as needed. We may change the prices provided for our services any time. All payments shall be in INR.

You agree to pay all charges at the prices then in effect for your purchases and any and you authorize us to charge your chosen payment provider for any such amounts upon placing your order. We reserve the right to refuse any order placed through the Website.

REFUND AND CANCELLATION

Subscriptions are non-refundable and non-cancellable as of right. Refunds are issued only under the exceptional-circumstances provision set out in "Terms & Conditions of Refunds" above, at the sole discretion of Trading2Grow and subject to regulatory norms. We strictly recommend that the user may read the following before agreeing to utilize our services or before making any payment: Read all the information about our products, services and the support given to our clients

Read all about Us and Our Team

Read our Terms and Conditions

Read our Privacy Policy

PRIVACY

Use of this Website may be monitored, tracked and recorded. You acknowledge that we may use, disclose or transfer any information that you provide through this Website. For more details, please refer to our privacy Policy located at our website.

PROHIBITED ACTIVITIES

You must not use the Website for any purpose other than that which the Website is meant to serve, and you must not misuse the Website in any manner. The Website is not to be used for any business activities unless expressly authorized or sanctioned by us.

As a user of the Website, you understand and owe it to the society and other users of the website not to do the following:

• systematically copy data or any content from the Website to create or form a collection, compilation, database or a directory without our permission in writing.
• make any unlawful exploitation of the Website in any manner including but not limited to the email addresses of users by electronic or Any unauthorized means for the purpose of sending promotional emails to users or creating user accounts by automated means or any other dishonest way.
• use a borrower's agent or purchasing agent to purchase through the Website.
• post on the Website or offer a sale of goods or services.
• interfere with security-related features including preventing or restricting the use or copying of such Content or any of the material on the Website, which also restricts the user’s capability to use them and engage in any unauthorized framing or linking the Website.
• manipulate or deceive us and other users or any of them in any way including any reckless attempt to obtain sensitive information regarding an account including user passwords.
• abuse our support services or file false abuse and misconduct practices.
• Do not be involved in any automated use of the system, like employing bots to send comments / messages, and/or employing any data mining, robots or similar devices for data gathering and extraction;
• Interfere with, obstruct, or impose an unreasonable load on the Website or the networks or services related to the Website;
• Try to impersonate any user or any person or use another user’s name in any manner;
• Sell or otherwise transfer your profile;
• Do not utilize any information acquired from the Website in order to stalk, abuse or with the intent to harm another person.
• utilizing the Website in any competition with us or in any way utilizing the Website and/or the Content for monetary purposes or for any commercial business activity;
• Use the website’s software in any form of competition as listed in the description of the content;
• attempt to access the content of the website through the help of a proxy, without the permission of the administration of the website;
• make it an objective to remove any of our employees or representatives from the provision of the Website to you;
• use content which alters the capacity of the website to function uninterrupted or attempts to alter the capacity in any form which covers alteration of capital letters and continuous posting of the same content;
• modifying, copying, or utilizing the software related to the websites such as Flash, PHP, HTML, JavaScript or any other computer coding is prohibited;
• implementing or posting attempts to interfere with the services and enjoyment of the content by the website users, or the features of the websites for instance viruses, Troy and, spams or any of their combinations is still prohibited.
• Upload or try to upload, or transmit any data that may be used for transmission, including gifs, web bugs, cookies, 1×1 pixels, secret tracking devices also known as spyware, and other such devices.
• In accordance with current trends in using browsers and search engines, employ or operate any program, including automation systems, spiders, robots, scrapers, etc. that can enable taking advantage of the information available on the Website without prior approval.
• Hinder, damage or disrepute us along with the Website, as we may see it.
• Do not use the Website for purposes that violate any laws or regulation otherwise.

THIRD-PARTY WEBSITES AND CONTENT

The Website may contain (or you may be sent via the Website) links to other websites ("Third-Party Websites") as well as articles, photographs, text, graphics, pictures, designs, music, sound, video, information, applications, software, and other content or items belonging to or originating from third parties ("Third-Party Content"). Such Third-Party Websites and Third-Party Content are not investigated, monitored, or checked for accuracy, appropriateness, or completeness by us, and we are not responsible for any Third Party Websites accessed through the Website or any Third-Party Content posted on, available through, or installed from the Website, including the content, accuracy, offensiveness, opinions, reliability, privacy practices, or other policies of or contained in the Third-Party Websites or the Third-Party Content. Inclusion of, linking to, or permitting the use or installation of any Third-Party Websites or any Third-Party Content does not imply approval or endorsement thereof by us. If you decide to leave the Website and access the Third-Party Websites or to use or install any Third-Party Content, you do so at your own risk, and you should be aware these Terms of Use no longer govern. You agree and acknowledge that we do not endorse the products or services offered on Third-Party Websites and you shall hold us harmless from any harm caused by your purchase of such products or services. Additionally, you shall hold us harmless from any losses sustained by you or harm caused to you relating to or resulting in any way from any Third-Party Content or any contact with Third-Party Websites.

TERM AND TERMINATION

These Terms and Conditions shall remain in full force and effect while you use the Website. Without limiting any other provision of these terms of use, we reserve the right to, in our sole discretion and without notice or liability, deny access to and use of the website (including blocking certain IP addresses), to any person for any reason or for no reason, including without limitation for breach of any representation, warranty, or covenant contained in these terms of use or of any applicable law or regulation.

We may terminate your use or participation in the website or delete [your account and] any content or information that you posted at any time, without warning, in our sole discretion. If we terminate or suspend your account for any reason, you are prohibited from registering and creating a new account under your name, a fake or borrowed name, or the name of any third party, even if you may be acting on behalf of the third party.

In addition to terminating or suspending your account, we reserve the right to take appropriate legal action, including without limitation pursuing civil, criminal, and injunctive redress.

GOVERNING LAW

These Terms and Conditions and your use of the Website are strictly governed by and construed in accordance with the laws of India.

ALTERNATE DISPUTE RESOLUTION

You agree to resolve all disputes and differences arising out of or in connection with these Terms and Conditions by submitting them to arbitration by a sole arbitrator mutually appointed in accordance with the rules of the Arbitration and Conciliation Act, 1996, with the arbitration proceedings to be conducted at Lucknow, Uttar Pradesh, India and the arbitration proceedings shall be conducted in English language.

CORRECTIONS

There may be information on the Website that contains typographical errors, inaccuracies, or omissions, including descriptions, pricing, availability, and various other information. We reserve the right to correct any errors, inaccuracies, or omissions and to change or update the information on the Website at any time, without prior notice.

DISCLAIMER

Trading2Grow is a SEBI Registered Research Analyst having registration no. INH000027636, BSE enlistment No :7259 This Research Report (hereinafter called report) has been prepared and presented by Trading2Grow, which does not constitute any offer or advice to sell or does solicitation to buy/sell any securities. The information’s/data points / charts presented in this report are for the intended recipients only. Further, the intended recipients are advised to exercise restraint in placing any dependence on this report, as the sender, Trading2Grow, neither guarantees the accuracy of any information contained herein nor assumes any responsibility in relation to losses arising from the errors of fact, opinion or the dependence placed on the same.

The views herein are of a general nature and do not consider the risk appetite or the particular circumstances of an individual investor; readers are requested to take professional advice before investing. Nothing in this document should be construed as investment advice. This document is not, and should not, be construed as an offer or solicitation of an offer, to buy or sell any securities or other financial instruments.

Research Analyst / Company do not take any responsibility, financial or otherwise, of the losses or the damages sustained due to the investments made or any action taken on basis of this report. Each recipient of this document should make such investigations as they deem necessary to arrive at an independent evaluation of an investment in securities of the companies referred to in this document (including merits and risks) and should consult their own advisors to determine merits and risks of such investment.

Despite the information in this document has been previewed on the basis of publicly available information, internal data, personal views of the research analyst(s) and other reliable sources, believed to be true, we do not represent it as accurate, complete or exhaustive.

This report is not directed to, or intended for display, downloading, printing, reproducing or for distribution to or use by, any person or entity who is a citizen or resident or located in any locality, state, country or other jurisdiction where such distribution, publication, reproduction, availability or use would be contrary to law or regulation or what would subject Research Analyst or its affiliates to any registration or licensing requirement within such jurisdiction. If this report is inadvertently sent or has reached any person in such country, especially the United States of America, the same should be ignored and brought to the attention of the sender. This document may not be reproduced, distributed or published in whole or in part, directly or indirectly, for any purposes or in any manner.

All information and opinions in report are subject to change without notice. Research Analyst has the right to make changes and modifications at any time. Research Analyst / Company or employees do not take any responsibility, financial or otherwise, of the losses or the damages sustained due to the investments or decisions made or any action taken on basis of this report

Our proprietary trading and investment businesses may have invested in the subject company and may make investment decisions that are inconsistent with the recommendations expressed herein.Trading2Grow and its affiliated company(ies), their directors and employees may; (a) from time to time, have a long or short position in, and buy or sell the securities of the company(ies) mentioned herein or (b) be engaged in any other transaction involving such securities and earn brokerage or other compensation or act as a market maker in the financial instruments of the company(ies) discussed herein or act as an advisor or lender/borrower to such company(ies) or may have any other potential conflict of interests with respect to any recommendation and other related information and opinions.

It should not be relied on as such, as this document is for general guidance only. Besides this, the research analyst(s) are bound by stringent internal regulations and legal and statutory requirements of the Securities and Exchange Board of India (SEBI) and the analysts' compensation was, is, or will be not directly or indirectly related with the other companies and/or entities of and have no bearing whatsoever on any recommendation, that they have given in the research report. Trading2Grow or any of its affiliates/group companies shall not be in any way responsible for any such loss or damage that may arise to any person from any inadvertent error in the information contained in this report.

Contact Us

Vibhu Goel

E-mail Address: vibhu.goel@trading2grow.com

Registered Office: 109/155, Model House, Naya Gaon, LUCKNOW, UTTAR PRADESH, 226001.

INDEMNIFICATION

You agree to defend, indemnify, and hold us harmless, including our subsidiaries, affiliates, and all of our respective officers, agents, partners, and employees, from and against any loss, damage, liability, claim, or demand, including reasonable attorneys’ fees and expenses, made by any third party due to or arising out of: (1) your Contributions; (2) use of the Website; (3) breach of these Terms and Conditions ; (4) any breach of your representations and warranties set forth in these Terms and Conditions (5) your violation of the rights of a third party, including but not limited to intellectual property rights; or (6) any overt harmful act toward any other user of the Website with whom you connected via the Website. Notwithstanding the foregoing, we reserve the right, at your expense, to assume the exclusive defense and control of any matter for which you are required to indemnify us, and you agree to cooperate, at your expense, with our defense of such claims. We will use reasonable efforts to notify you of any such claim, action, or proceeding which is subject to this indemnification upon becoming aware of it.

This Privacy Policy is reproduced from the text supplied by Trading2Grow. Section headings and list formatting have been normalised for the web; the wording has not been altered. The "updated date" and contact block will be finalised on client approval.

This Privacy Policy (the “Policy”) outlines how trading2grow.com (the “Platform”) collects, uses, maintains, and discloses information from its users. The Platform includes the trading2grow.com website (the “Website”), any content, public forums, and services offered through the Website, and any mobile applications (the “Application”).

This Policy details our practices regarding user information, your privacy rights, and the choices you have regarding your information. This Policy applies to all users of the Platform, collectively referred to as “Learners,” “You,” or “Your”.

By accessing and using the Platform, providing Your Personal Information, or by otherwise signalling Your agreement when the option is presented to You, You consent to the collection, use, and disclosure of information described in this Policy and Terms of Use and we disclaim all the liabilities arising therefrom. If You do not agree with any provisions of this Policy and/or the Terms of Use, You should not access or use the Platform or engage in communications with us and are required to leave the Platform immediately. If any information You have provided or uploaded on the Platform violates the terms of this Policy or Terms of Use, we may be required to delete such information upon informing You of the same and revoke Your access if required without incurring any liability to You. Capitalized terms used but not defined in this Privacy Policy can be found in our Terms of Use. Please read this Policy carefully prior to accessing our Platform and using any of the services or products offered therein. If you have any questions, please contact us at the contact information provided below.

PERSONAL INFORMATION

“Personal Information” shall mean the information which identifies a Learner i.e., first and last name, identification number, email address, age, gender, location, photograph and/or phone number provided at the time of registration or any time thereafter on the Platform.

“Sensitive Personal Information” shall include (i) passwords and financial data (except the truncated last four digits of credit/debit card), (ii) health data, (iii) official identifier (such as biometric data, aadhar number, social security number, driver’s license, passport, etc.,), (iv) information about sexual life, sexual identifier, race, ethnicity, political or religious belief or affiliation, (v) account details and passwords, or (vi) other data/information categorized as ‘sensitive personal data’ or ‘special categories of data’ under the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011, General Data Protection Regulation (GDPR) and / or the California Consumer Privacy Act (CCPA) (“Data Protection Laws”) and in context of this Policy or other equivalent / similar legislations.

Usage of the term ‘Personal Information’ shall include ‘Sensitive Personal Information’ as may be applicable to the context of its usage.

INFORMATION WE COLLECT

We may collect both personal and non-personal identifiable information from You in a variety of ways, including, but not limited to, when You visit our Platform, register on the Platform, and in connection with other activities, services, features or resources we make available on our Platform. However, please note that-

• We do not ask You for Personal Information unless we truly need it; like when You are registering for any Content on the Platform.
• We do not share Your Personal Information with anyone except to comply with the applicable laws, develop our products and services, or protect our rights.
• We do not store Personal Information on our servers unless required for the on-going operation of our Platform.
• Personal Identifiable Information: We may collect personal-identifiable information such as Your name and emails address to enable Your access to the Platform and services/products offered therein. We will collect personal-identifiable information from You only if such information is voluntarily submitted by You to us. You can always refuse to provide such personal identification information; however, it may prevent You from accessing services or products provided on the Platform or from engaging in certain activities on the Platform.
• Non-Personal Identifiable Information: When You interact with our Platform, we may collect non-personal-identifiable information such as the browser name, language preference, referring site, and the date and time of each user request, operating system and the Internet service providers utilized and other similar information.
• Cookies: To enhance User experience, our Platform may use 'cookies'. A cookie is a string of information that a website stores on a visitor’s computer, and that the visitor’s browser provides to the website each time the visitor returns for record-keeping purposes. You may choose to set Your web browser to refuse cookies, or to notify You when cookies are being sent; however, please note that in doing so, some parts of the Platform may not function properly.

HOW WE USE and SHARE THE INFORMATION COLLECTED

We may collect and use Your Personal Information for the following purposes:

• To provide access to our Platform and/or the services/products offered therein: We use the Your information as collected by us to allow You to access the Platform and the services/products offered therein, including without limitation to provide customer service, fulfil purchases through the Platform, verify User information and to resolve any glitches with our Platform. The legal basis for this processing is consent or, where applicable, our legitimate interests in the proper administration of our Platform, and/or the performance of a contract between You and us.
• To improve our Platform and maintain safety: We use Your information to improve and customize the Platform and services/products offered by us. Further, we also use Your information to prevent, detect, investigate, and take measures against criminal activity, fraud, misuse of or damage to our Platform or network, and other threats and violations to a third party's or our rights and property, or the safety of our Users, or others. The legal basis for this processing is consent or, where applicable, our legitimate interests in the proper administration of our Platform, and/or the performance of a contract between You and us.
• To communicate with You or market our services/products: We may use the email address submitted by You to communicate with You about Your orders on our Platform, our offers, new products, services or even receive Your feedback on the Platform or any services/products offered therein. It may also be used to respond to Your inquiries, questions, and/or other requests. If at any time You would like to unsubscribe from receiving future emails, please write to us at the contact information provided below. The legal basis for this processing is consent or, where applicable, our legitimate interests in the proper administration of our Platform, and/or the performance of a contract between You and us.
• We do not use Personal Information for making any automated decisions affecting or creating profiles other than what is described in this Policy.
• We do not sell, trade, or otherwise exploit Your personal-identifiable information to others. Limited to the purposes stated hereinabove, we may share generic aggregated demographic information not linked to any personal-identifiable information regarding visitors and Users with our business partners and trusted affiliates.

YOUR CHOICES

• Limit the information You provide: You always have an option to choose the information You provide to us, including the option to update or delete Your information. However, please note that lack of certain information may not allow You access to the Platform or any of its features, in part or in full. For example: information required for Your registration on the Platform.
• Limit the communications You receive from us: Further, You will also have the option to choose what kind of communication You would like to receive from us. However, there may be certain communications that are required for legal or security purposes, including changes to various legal agreements, that you may not be able to limit.
• Reject Cookies and other similar technologies: You may reject or remove cookies from Your web browser; You will always have the option to change the default settings on Your web browser if the same is set to ‘accept cookies’. However, please note that some of the services/products offered on the Platform may not function or be available to You, when the cookies are rejected, removed or disabled.

YOUR RIGHTS

In general, all Learners have the rights specified herein this section. However, depending on where you are situated, you may have certain specific rights in respect of your Personal Information accorded by the laws of the country you are situated in. To understand Your rights, please refer to the Country Specific Additional Rights below.

If you are a Learner, you may exercise any of these rights by using the options provided to you within the Platform upon your login. If however, you are facing any issues or require any clarifications, you can always write to us at the address noted in the ‘Grievances’ section below, and we will address your concerns to the extent required by the applicable law.

• Right to Confirmation and Access: You have the right to get confirmation and access to your Personal Information that is with us along with other supporting information.
• Right to Correction: You have the right to ask us to rectify your Personal Information that is with us that you think is inaccurate. You also have the right to ask us to update your Personal Information that you think is incomplete or out-of-date.
• Right to be Forgotten: You have the right to restrict or prevent the continuing disclosure of your Personal Information under certain circumstances.
• Right to Erasure: If you wish to withdraw/remove your Personal Information from our Platform, you have the right to request erasure of your Personal Information from our Platform. However, please note that such erasure will remove all your Personal Information from our Platform (except as specifically stated in this Policy) and may result in deletion of your account on the Platform permanently, and the same will not be retrievable.

Remember, you are entitled to exercise your rights as stated above only with respect to your information, including Personal Information, and not that of other Learners. Further, when we receive any requests or queries over email to the address specified in the ‘Grievances’ section below, then, as per the applicable Data Protection Laws, we may need to ask you a few additional information to verify your identity in association with the Platform and the request received.

PROTECTION OF YOUR INFORMATION

We take all measures reasonably necessary to protect against the unauthorized access, use, alteration or destruction of Personal Information or such other data on the Platform. Our disclosure of any such information is limited to –

• our employees, contractors and affiliated organizations (if any) that (i) need to know that information in order to process it on our behalf or to provide services available on our Platform, and (ii) that have agreed not to disclose it to others.
• a response to a court order, or other governmental request. Without imitation to the foregoing, we reserve the right to disclose such information where we believe in good faith that such disclosure is necessary to –
  • comply with applicable laws, regulations, court orders, government and law enforcement agencies’ requests;
  • protect and defend a third party's or our rights and property, or the safety of our users, our employees, or others; or
  • prevent, detect, investigate and take measures against criminal activity, fraud and misuse or unauthorized use of our Platform and/or to enforce our Terms of Use or other agreements or policies.
• To the extent permitted by law, we will attempt to give You prior notice before disclosing Your information in response to such a request.

THIRD PARTY WEBSITES

You may find links to the websites and services of our partners, suppliers, advertisers, sponsors, licensors and other third parties. The content or links that appear on these sites are not controlled by us in any manner and we are not responsible for the practices employed by such websites. Further, these websites/links thereto, including their content, may be constantly changing and the may have their own terms of use and privacy policies. Browsing and interaction on any other website, including websites which have a link to our Site, is subject to that terms and policies published on such websites.

CROSS-BORDER DATA TRANSFER

Your information including any Personal Information is stored, processed, and transferred in and to the Amazon Web Service (AWS) servers and databases located in India. We may also store, process, and transfer information in and to servers in other countries depending on the location of our affiliates and service providers.

Please note that these countries may have differing (and potentially less stringent) privacy laws and that Personal Information can become subject to the laws and disclosure requirements of such countries, including disclosure to governmental bodies, regulatory agencies, and private persons, as a result of applicable governmental or regulatory inquiry, court order or other similar process.

If you use our Platform from outside India, including in the USA, EU, EEA, and UK, your information may be transferred to, stored, and processed in India. By accessing our Platform or otherwise giving us information, you consent to the transfer of information to India and other countries outside your country of residence.

DURATION FOR WHICH YOUR INFORMATION IS STORED

We will retain Your information for as long as it is required for us to retain for the purposes stated hereinabove, including for the purpose of complying with legal obligation or business compliances.

Further, please note that we may not be able to delete all communications or photos, files, or other documents publicly made available by you on the Platform (for example: comments, feedback, etc.), however, we shall anonymize your Personal Information in such a way that you can no longer be identified as an individual in association with such information made available by you on the Platform. We will never disclose aggregated or de-identified information in a manner that could identify you as an individual.

Note: If you wish to exercise any of your rights (as specified in ‘Your Rights’ section below) to access, modify and delete any or all information stored about you, then you may do so by using the options provided within the Platform. You can always write to us at the email address specified in the ‘Grievances’ section below

MODIFICATION TO PRIVACY POLICY

We may modify, revise or change our Policy from time to time; when we do, we will revise the ‘updated date’ at the beginning of this page. We encourage You to check our Platform frequently to see the recent changes. Unless stated otherwise, our current Policy applies to all information that we have about You.

GRIEVANCES

If you have any questions about this Policy, wish to exercise your rights, concerns about privacy or grievances, please write to us with a thorough description via email to vibhu.goel@trading2grow.com.

COUNTRY SPECIFIC ADDITIONAL RIGHTS

TERMS APPLICABLE IF YOU ARE AN INDIAN RESIDENT

Your Rights: If you are located in India, you may have the following rights under the Personal Data Protection Bill (PDPB) when it becomes a legislation. All requests can be made by using the option provided to you within the Platform upon your login. You may also write to us as stated in the “Grievances” section above, and we will address you concerns to the extent required by law.

• Right to Confirmation and Access: You have the right to get confirmation and access to your Personal Information that is with us along with other supporting information.
• Right to Correction: You have the right to ask us to rectify your Personal Information that is with us that you think is inaccurate. You also have the right to ask us to update your Personal Information that you think is incomplete or out-of-date.
• Right to Data Portability: You have the right to ask that we transfer the Personal Information you gave us to another organisation, or to you, under certain circumstances.
• Right to be Forgotten: You have the right to restrict or prevent the continuing disclosure of your Personal Information under certain circumstances.
• Right to Erasure: If you wish to withdraw/remove your Personal Information from our Platform, you have the right to request erasure of your Personal Information from our Platform. However, please note that such erasure will remove all your Personal Information from our Platform (except as specifically stated in this Policy) and may result in deletion of your account on the Platform permanently, and the same will not be retrievable.

TERMS APPLICABLE IF YOU ARE A RESIDENT OF UNITED KINGDOM (UK), A EUROPEAN UNION (EU) COUNTRY OR EUROPEAN ECONOMIC AREA (EEA)

Your Rights: If you are located in the United Kingdom (UK) or European Union (EU) or European Economic Area (EEA), you have the following rights under the UK and EU General Data Protection Regulation (GDPR) respectively. All requests should be sent to the address noted in the “Grievances” section above, and we will fulfil requests to the extent required by applicable law.

• Right to access Your Personal Information: You have the right to receive confirmation as to whether or not Personal Information concerning you is being processed and, where that is the case, access to the Personal Information can be sought;
• Right to Rectification: Our goal is to keep your Personal Information accurate, current and complete. Please contact us if you believe your information is inaccurate or incomplete;
• Right to Erasure: In some cases, you have a legal right to request that we erase your Personal Information;
• Right to object to Processing: You have the right to object to our processing of your Personal Information under certain conditions;
• Right to restrict Processing: You have the right to request that we restrict the processing of your Personal Information, under certain conditions;
• Right to Data Portability: You have the right to request that we transfer the data that we have collected to another organization, or directly to you, under certain conditions;
• Right to make a complaint to a government supervisory authority: If you believe we have not processed your Personal Information in accordance with applicable provisions of the GDPR, we encourage you to contact us at email address provided in the ‘Grievances’ section above. You also have the right to make a GDPR complaint to the relevant Supervisory Authority or seek a remedy through the courts. A list of Supervisory Authorities is available at: https://edpb.europa.eu/about-edpb/board/members_en. If you need further assistance regarding your rights, please contact us using the contact information provided below, and we will consider your request in accordance with applicable law. You can identify the supervising authority of your concern by visiting https://edpb.europa.eu/about-edpb/board/members_en.
• Right to not be subject to automated decision-making, including profiling: You have the right not to be subject to a decision based solely on automated processing, including profiling, which produces legal or similarly significant effects concerning you.

We collect and process Personal Information about you only where we have a legal rationale to do so. Specific legal rationale applied for the same will depend on the type of Personal Information collected and the context in which the same is being processed, including the Services involved.

TERMS APPLICABLE IF YOU ARE A CALIFORNIA STATE RESIDENT

If you are a California state resident, then you have the following rights to the extent, and in the manner, set out in the CCPA:

• The right to access the Personal Information that we hold on you;
• The right to know what Personal Information we intend on collecting from them before the point of collection;
• The right to opt in or out of marketing, analytics, and other similar activities;
• The right to equal services without discrimination; and
• The right to request deletion of Personal Information.

The above rights, the manner in which you can exercise the same and the category of and the manner in which we collect your information, are detailed below.

CCPA NOTICE AT COLLECTION

For purposes of the CCPA, in collecting the information described above, we collect the categories of Personal Information listed below from you:

• Identifiers: We may collect your name, email address, mobile number, username, unique personal identifier, and Internet Protocol (IP) address. We use Identifiers as set forth in the “How We Use and Share the Information Collected” section of this Policy, like your name, contact information, and device and online identifiers.
• Characteristics of Personal Information described in the California Customer Records statute: We may collect your name, email address, username, unique personal identifier, and gender. We use Categories of Personal Information described in the California Consumer Records statute as set forth in the ‘How We Use and Share the Information Collected’ section of this Policy.
• Internet or other electronic network activity information: We collect cookies as described above, we will automatically receive information from your browser and your device, which includes the date and time of your visit to the Platform as well as your location, Internet Protocol (IP) address, domain server, browser type, access time, and data about which pages you visit on the Platform. We use Internet or other electronic network activity information as set forth in the “How We Use and Share the Information Collected” section of this Policy.
• Geolocation data: We may collect your IP address. We may use Geolocation Data as set forth in the “How We Use and Share the Information Collected” section of this Policy.
• Audio, electronic, visual or similar information: We may collect your profile picture or other audio or visual information uploaded as content to the Platform. We use audio, electronic, visual or similar information as set forth in the “How We Use and Share the Information Collected” section of this Policy.
• Inferences: We may make inferences based upon the Personal Information collected (such as likelihood of retention or attrition). We use Inference information as set forth in the “How We Use and Share the Information Collected” section of this Policy.

CCPA DATA PRACTICES DURING THE LAST 12 MONTHS

• Personal Information collected: As described in this Policy, we have collected the categories of Personal Information listed below during the preceding 12 months:
  • Identifiers
  • Characteristics of Personal Information described in the California Customer Records statute
  • Internet or other electronic network activity information
  • Geolocation data
  • Commercial information
  • Audio, electronic, visual, thermal, olfactory, or similar information Inferences
• Categories of sources: We have collected the Personal Information identified in this Policy from you and our payment processors.
• Business and commercial purposes for collecting: We have collected the categories of Personal Information listed above for the following purposes:
  • Operate the Platform;
  • Provide our Services to you;
  • Honor our Terms and Conditions and contracts;
  • Ensure the privacy and security of our Platform and Services;
  • Manage our relationships with you;
  • Communicate with you;
  • Analyze use of the Platform and our Services;
  • Enhance your experience;
  • Track visits to the Platform;
  • Provide you with a more personal and interactive experience on the Platform; and
  • Usage analytics purposes.
• Personal Information sold: We have not sold categories of Personal Information during the preceding 12 months.
• Personal Information disclosed for a business purpose: We have disclosed for a business purpose the categories of Personal Information listed below during the preceding 12 months:
  • Identifiers
  • Characteristics of Personal Information described in the California Customer Records statute
  • Internet or other electronic network activity information
  • Geolocation data
  • Commercial information
  • Audio, electronic, visual, thermal, olfactory, or similar information Inferences
• We have disclosed each category of Personal Information to the following categories of third parties: (1) corporate parents, subsidiaries, and affiliates; (2) advisors (accountants, attorneys); (3) service providers (data analytics, data storage, mailing, marketing, website and platform administration, technical support); and (4) operating systems and platforms.

CONSUMER RIGHTS AND REQUESTS UNDER THE CCPA

The CCPA gives consumers the right to request that we (1) disclose what Personal Information we collect, use, disclose, and sell, and (2) delete certain Personal Information that we have collected or maintained. you may submit these requests to us as described below, and we honor these rights where they apply.

If a request is submitted in a manner that is not one of the designated methods for submission, or if the request is deficient in some manner unrelated to our verification process, we will either (i) treat the request as if it had been submitted in accordance with the designated manner, or (ii) provide you with specific directions on how to submit the request or remedy any deficiencies with the request, as applicable.

• Request to Know: As a California resident, you have the right to request: (1) the specific pieces of Personal Information we have collected about you; (2) the categories of Personal Information we have collected about you; (3) the categories of sources from which the Personal Information is collected; (4) the categories of Personal Information about you that we have sold and the categories of third parties to whom the Personal Information was sold; (5) the categories of Personal Information about you that we disclosed for a business purpose and the categories of third parties to whom the Personal Information was disclosed for a business purpose; (6) the business or commercial purpose for collecting, disclosing, or selling Personal Information; and (7) the categories of third parties with whom we share Personal Information. Our response will cover the 12-month period preceding our receipt of a verifiable request.
• Request to Delete: As a California resident, you have a right to request the erasure/deletion of certain Personal Information collected or maintained by us. As described herein, we will delete your Personal Information from our records and direct any service providers (as defined under applicable law) to delete your Personal Information from their records. However, we are not required to honor a deletion request if an exemption applies under the law.
• Submitting a Request:
  • Submission of Instructions: You may submit a request to know or to delete by email to the address provided in the ‘Grievances’ section above or by submitting a request via mail to address provided by us in our Terms of Use or the Platform page. Regarding requests to delete, we may present you with the choice to delete select portions of your Personal Information, but a global option to delete all Personal Information will be offered and more prominently presented.
  • Verification Process: We are required by law to verify the identities of those who submit requests to know or to delete. To determine whether the individual making the request is the consumer about whom we have collected information, we will verify your identity by matching the identifying information provided by you in the request to the Personal Information that we already maintain about you. As a part of this process, you will be required to provide your name and email address, and mobile number (if the same have been voluntarily provided by you at the time of registering on the Platform or otherwise while using the Platform). We will inform you if we cannot verify your identity. Please note-
    • If we cannot verify the identity of the person making a request for categories of Personal Information, we may deny the request. If the request is denied in whole or in part for this reason, we will provide a copy of, or direct you to, our Privacy Policy.
    • If we cannot verify the identity of the person making the request for specific pieces of Personal Information, we are prohibited from disclosing any specific pieces of Personal Information to the requestor. However, if denied in whole or in part for this reason, we will evaluate the request as if it is seeking the disclosure of categories of Personal Information about the consumer.
    • If we cannot verify the identity of the person making a request to delete, we may deny the request. If there is no reasonable method by which we can verify the identity of the requestor to the degree of certainty required, we will state this in our response and explain why we have no reasonable method by which we can verify the identity of the requestor.
  • Authorized Agents: Authorized agents may submit requests via the methods identified in this Policy. If you use an authorized agent to submit a request to know or a request to delete, we may require you to: (1) provide the authorized agent with signed permission to do so; (2) verify your identity directly with us; and (3) directly confirm with us that you provided the authorized agent permission to submit the request. However, we will not require these actions if you have provided the authorized agent with power of attorney pursuant to the California Probate Code.
  • Excessive Requests: If requests from a User are manifestly unfounded or excessive, in particular because of their repetitive character, we may either (1) charge a reasonable fee, or (2) refuse to act on the request and notify the User of the reason for refusing the request. If we charge a fee, the amount will be based upon the administrative costs of providing the information or communication or taking the action requested.
  • CCPA Non-Discrimination: You have the right not to receive discriminatory treatment by us due to your exercise of the rights provided by the CCPA. We do not offer financial incentives and price or service differences, and we do not discriminate against Users/consumers for exercising their rights under the CCPA.

Position

Research subscriptions are non-refundable and non-cancellable as of right. Fees are charged in advance for the plan period and the service — access to published research, the cycle calendar and alerts — begins immediately on activation.

Refunds are issued only under exceptional circumstances, at the sole discretion of Trading2Grow and subject to regulatory norms.

Terms that apply to any refund

How to request a refund

1. Raise the request from the Payments section of your portal, or write to support@trading2grow.com from the e-mail address registered with your subscription.
2. State the payment reference and the circumstances you are relying on.
3. Every request is recorded against the original payment and acknowledged. You are told the outcome in writing.

If a refund decision is disputed, the grievance route in Redressal of Grievance applies, including escalation to SEBI SCORES and SMART ODR.

Related documents

• Terms and Conditions — the full agreement, including the refund clauses in their original context
• Annexure A — fees, plan validity and renewal
• Redressal of Grievance — if you disagree with a decision

Investment in securities market are subject to market risks. Read all the related documents carefully before investing. Registration granted by SEBI and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.